Tailored services, designed for you.

  • Tiered Investment Portfolio
  • Consulting

HRMA Financial Inc. is a California-based investment consulting firm specializing in tiered, liquid investment portfolios designed for maximum flexibility and faster returns. We help you build custom portfolios with high-liquidity assets tailored to your goals.

Goal

Quickly convey philosophy and generate interest.

Three levels of strategy

Tier 1 — Liquidity
Quick access to assets. Risk management.

Tier 2 — Income and stability
Balanced assets, systematic growth.

Tier 3 — Capital of the future
Long-term investments, maximum potential.

Strategy

Tier 1 — Short-term liquidity
For operating expenses, urgent transactions.
Examples: US Treasuries, high-yield savings.

Tier 2 — Strategic income
Moderate-risk instruments: dividend stocks, REITs, bonds.

Tier 3 — Growth and expansion
Long-term investments in tech startups, private equity, crypto

Services

  • Individual portfolio structuring
  • Investment programs for business
  • Consulting on fintech solutions
  • Integration with VisaNet, payment gateways
  • Support for international transfers

  • Business Development Consulting

From financial strategy to market positioning, we guide businesses to grow smart and fast — optimizing operations, identifying new revenue streams, and positioning them for long-term success.

Business Project Development

Market and niche analysis

Formation of a business model (finance, structure)

Brand creation & idea packaging

Promotion

Marketing strategy

Digital marketing, advertising, SMM

Search for clients, partners, or investors.

Sale of a Business / Idea

Search for buyers or strategic investors

Preparation for sale (due diligence, financial model)

Transaction support

Contact Us

Let’s discuss your investment goals. Reach out to us by email or phone.

[email protected]

+1 (747) 245-9003